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Assessment 2
Assessment Type: Research Report – 2500 words report - Individual assessment
Purpose: This project will further students’ understanding of the role of non-bank financial institutions and how they are responding to the ever changing Australian financial sector. This assessment contributes to learning outcomes a, c and f.
Value: 30% Due Date: Week 10
Submission: One soft copy (Word .doc or .docx) of the report to be uploaded to Moodle Turnitin by 11:59 P.M. Sunday Week 10. One hard copy to be submitted to your Tutor in Week 10 Tutorial session.
Topic: Assessment of the Australian Government’s Four Pillars Policy in the Banking Industry.
Task Details: There are four big banks in Australia: ANZ, Commonwealth Bank, NAB and Westpac. To ensure competition in the banking industry, the Australian Government has a “Four Pillars Policy” that prevents the four big banks in Australia from merging.
Students will research the Four Pillars Policy and produce a report that:
o Discusses the history, the reasons for instituting and implementing the policy, and the arguments for and against it.
o A carefully reasoned opinion on whether you agree with the Four Pillars Policy.
o Given the outcomes of the 2018 The Royal Commission into Misconduct in the Banking,
Superannuation and Financial Services Industry, what direction do you recommend the Government take with the Four Pillars Policy – maintain, amend or abandon it?
Research Requirements: Students need to support their analysis with reference from text and a minimum of six (6) suitable, current and academically accepted sources -check with your tutor if unsure of your sources. Students seeking Credit or higher grades should support their analysis with increased number of reference sources consistent with the grade they are seeking.
Every page should clearly be numbered, and the assignment organised as follows:
(a) A KOI Cover Sheet for an Individual Assignment.
(b) A title page, which indicates Subject title, Subject Code, Trimester number, Assignment title, your full name and KOI student number, word count and Tutor’s name.
(c) Executive Summary
(d) Table of Contents
(e) Body (main contents – each to be a separate numbered section).
- Introduction
- Research – literature review
- Analysis – this is the major part of your assignment and requires numbered sub-sections - Recommendations
- Conclusion
(f) References
(g) Appendices
(h) A Turnitin validation page showing the Similarity score for your assignment (i) A copy of the Marking Rubric
Reading and Research 30
Analysis 30
Recommendations and conclusions 20
Written presentation 20
Total 100
This total will be converted to a mark (correct to the nearer whole number), out of 30% Please see Marking Rubric on the following page.
FIN203 BANKING AND FINANCE T219 17/06/2019 14:10 PAGE 9 OF 13
Approved by KOI Academic Board for T2 2019

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